Demo site: prices are fictional and applications are not open yet.

Rent-to-own, done in the open

Get it now. Own it over time.

Consoles, laptops, phones, music gear, home and tools, from Ownvia and the Canadian stores you already shop at. Pay on your payday, return it any time, or buy it whenever you're ready.

How it works · Who can apply

ASUS ROG Xbox Ally X, 1 TB$14.62 per week104 payments · total cost to own $1,520.48 before taxSold by Ownvia Direct

How it works

Four steps. A person reviews every application.

  1. Choose it

    From our catalogue, or at a partner store's checkout. Every price shows the term and the total.

  2. Apply

    A few minutes online: your details, a secure bank connection, and you choose your payday.

  3. We buy it, it ships

    If our team approves your application and you sign, Ownvia buys the item and it's delivered to you.

  4. Rent, return or own

    Pay as you go. Return it any time, or buy it early at the price in your account.

Already shopping at a store you trust?

Look for “Rent to own with Ownvia” at checkout. The store makes the sale and ships your item; Ownvia buys it for you and takes care of the rental. One account, whichever store you start from.

Partner stores are joining soon.

The honest version

It costs more than buying

Every price shows the total you'd pay to own it, before you apply. If you can pay the full price today, buying costs less.

Rent as you go

Each payment covers the time you have the item. Return it and no further rent is charged.

It's ours until it's yours

Ownvia owns the item during the rental. It's yours when you complete your payments or buy it early.