How leasing with Ownvia works
Apply online, get your item shipped, and pay on payday. You see the full cost before you apply.
Choose your item, pay cycle and lease length
Pick weekly, every two weeks or twice a month, and 12, 18 or 24 months. Before you apply you see the payment, the number of payments and the total of all payments.
Apply online
Create an account and tell us about yourself, where you live, your income and your budget. Add photos of the front and back of two government-issued IDs.
Confirm your bank account securely
You sign in to your bank through Flinks, a Canadian bank-verification service. It confirms your income and pay dates. We never see or store your banking password.
A person reviews your application
Someone on our team reviews every application. If we need more information, we'll contact you.
Sign and receive your item
Once you're approved, you review and sign your lease online. We ship your item by parcel to your home address.
Pay on payday, then own it
Payments come out right after your payday. After your last payment and any price to own shown on the product, the item is yours.
What you'll need to apply
- Two valid government-issued IDs (photos of the front and back)
- A Canadian bank account where your pay is deposited
- Details about your income and your pay dates
- An email address and a mobile phone number
- To have reached the age of majority and live in a province where we lease
What every price shows
- The payment for your pay cycle, before tax
- How many payments there are
- The total of all payments
- The price to own after the last payment, if any
- The total cost to own
Taxes for your province are added to each payment.