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This page is being finalised with our legal advisers and will be published before applications open.

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Customer service: Monday to Friday 7 a.m. to 7 p.m., weekends 9 a.m. to 5 p.m. (Eastern time).

Ownvia offers lease-to-own agreements. You lease the item and own it once you complete your lease or use an early purchase option. Leasing to own costs more than buying the item at the retailer's cash price; every price we show includes the total cost to own. To review your application, Ownvia confirms your identity and income, including through a secure connection to your bank with Flinks. We look at more than a credit score, and not all applicants are approved. Currently available in Ontario only. Prices exclude taxes.

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